Terms

Last updated: October 2026

The service

PennyProof converts bank and credit card statements you're authorized to access into spreadsheets and import files, and checks the extracted transactions against the balances printed on each statement.

Accuracy

Extraction is automated. The balance check tells you whether the extracted transactions add up to the statement's printed balances, but it can't detect every possible error (for example, two offsetting mistakes). Review results before relying on them for tax, lending or legal purposes. PennyProof is a data-conversion tool, not accounting, tax or financial advice.

Plans and billing

Paid plans renew monthly until cancelled. Page allowances reset each billing period and don't roll over. You can cancel anytime from the billing portal. Cancellation stops future charges, and your plan stays active until the end of the paid period. If something isn't working, email us. We'll make it right, including refunds where appropriate.

Acceptable use

Don't upload documents you're not authorized to process, try to circumvent usage limits, or use the service to build a competing dataset. We may suspend accounts that abuse the service.

Liability

To the extent permitted by law, our total liability is limited to the amount you paid us in the 12 months before a claim, and we aren't liable for indirect or consequential losses.

Contact

support@pennyproof.app